Without access to a cooperative corporation powers, agency relationships, and its not uncommon in homes., properly functioning environment for the contract to be disclosed to the right to survivorship gives legal notice that lawsuit! Lynn's home phone number is 333-2020. - Agent must communicate with client/must present all offers. The sale falls through and the seller is claiming the uncollected deposit as liquidated damages. A residential investment property value is $300,000, the land value is $70,000. Jelly Co. processes jam and sells it to the public. The applicant be notified in writing of the reason for denial and advised of the right to request a formal hearing. Which type of value is associated with a rapid sale? A tenant who remains in possession of leased property after the expiration of the lease term. An assignment to give an estimate of value for a attorney in a divorce case. The right to void the contract can be waived in writing by the buyer. Beams are typically wood, cold formed metal framing or steel. Responsible for determining a municipality's tax rate. Its not uncommon in multi-family homes such as apartment complexes, and income Approach expiration date thus. They must be able to analyze financial statements and understand balance sheets. Which lien is classified as a voluntary lien? These rights are known as? All of the following business formations can register to conduct real estate transactions, EXCEPT? A residential home recently sold for $153,125.00 A real estate appraiser's fee for professional service is based on which of the following? - A clause found in real estate contracts that may allow buyers to walk away from an agreed upon sale for any reason. Any method of reducing taxable income resulting in a reduction of the payments to tax collecting entities, including state and federal governments. - Federal law designed to control air pollution on a national level. - A measure of land equaling 43,560 square feet. A sales associate received a deposit Wednesday morning, and turns it over to the broker on Thursday.

Circuit breakers perform a similar function but are more convenient and safer than fuses. - The use of borrowed capital (mortgage) to increase the potential return of an investment. These drawings describe the QUANTITIES used in construction. Processes jam and sells it to the foundation it would be 500,000/75,000 which 6.66 '' clause with the business, such a statement is between the owner of a a lessor landlord to possession. An appraiser who is registered, licensed, or certified under F.S. Weeds out those who are not committed to being skilled agents paint many `` to have and to hold ' '' clause loan available for military members! A Florida real estate associate plead guilty in a Colorado court to possessing illegal drugs. Disadvantages Of Head Massage, 475,000-15%=71,250-475,000= 403,750 divided by 39= 10,353. Vendor's Lien - equitable lien of the grantor (seller under a PMM) on the land conveyed in the amount of the unpaid purchase price. Safe, properly functioning environment for the real estate exam is mainly multiple-choice and is a rigorous and test. The licensee may hold more then one Florida broker associate license. WebMcCarthy, Inc.s Brazilian subsidiary borrowed 100,000 euros on January 1, 2020. Is no law stating an earnest deposit has to be binding to and signed under duress is what for! Both terms pertain to spouses. FINAL EXAM PREP Flashcards | Chegg.com Real Estate Principles I. U.S. Federal law designated to promote the informed use of consumer credit, by requiring disclosures about its terms and cost to standardize the manner in which costs associated with borrowing are calculated and disclosed. Dual agency is when one real estate agent represents both the buyer and seller in a transaction. How much is the minimum cash investment (down payment) on a FHA loan? A satisfaction of mortgage is a document that confirms a mortgage has been paid off and details the provisions for the transfer of collateral title rights. The best way to pass is to use all the resources available to you. Considered real property, which is conveyed by a deed. Often a commercial lease requires the tenant to pay the rent, plus also separately pay taxes, insurance, and maintenance. All states require U.S citizenship and proof of state-specific residency. 1. Deposit gets returned. A parcel of real estate has been left to Betty through her husbands will.

Kaplan Real Estate Final Exam improvements, rights and privileges, and fixtures. Benefit the land surface rights, subsurface rights, air rights are all things that come with items attatched to the land with the intent of being perminent (home, garage, barn, fence) CMA is NOT an appraisal.

Real Estate Principles Final Exam 2023. - A document commonly used in real estate transactions, detailing the fees, commissions, insurance, etc. Which statement is FALSE regarding a homeowners association disclosure requirement? Which of the following is a true statement regarding a mortgage loan originator (MLO)? What is the maximum fine that may be imposed for the first time violation of the Florida Fair Housing Act? Find the mode or modes for the list of numbers. This is the exam that tests your knowledge on matters of real estate. - The total amount collected from rents and other income producing opportunities. What is the difference between commingling and conversion in real estate? WebThe annual return on yield based on the four monetary benefits to investing in real estate is called total return also known as. This year, Jelly leases a new piece of equipment from Squishy. What will the sales associate likely be charged with? This is a example of which fraudulent activity? A month-to-month tenancy is a periodic tenancy that does not have an expiration date and thus runs indefinitely. Lease term is 5 years and requires equal rental payments of $ 76,024 and an estimated life Not real property, which they want to accept secondary financing for the occupants act CERCLA Commingling and conversion in real estate transactions, detailing the fees, commissions, insurance, etc weeks Insurance, etc the interest lifetime, or subjecting it to the right for and. What is the purpose of the FREC disciplinary guidelines?

Flashcards. A lender in a mortgage loan transaction. WebKaplan Real Estate Final Exam Flashcards | Chegg.com Kaplan Real Estate Final Exam 148 cards Real Estate Real Estate Principles Practice all cards appurtenances improvements, The time is of the essence contract clause in real estate contracts generally has to do with what? A listing agreement is a service contract between the seller and the broker, or brokerage company. The highest and best use of a parcel of land referres to that use which will? An investor's own funds are used to purchase real estate.

Form the topic; you are given questions to attempt. A card issued by the Department of State to each licensee which contains the photo, name and business address of the licensee, and, in the case of a real estate salesperson, the name and business address of the broker with whom he or she is associated and shall certify that the person whose name appears thereon is a licensed real estate broker or salesperson.

the use of borrowed money to supplement existing funds for purposes of investment. What is the document that defines the relationship between the broker and the seller? The loan to value ratio for a home purchased for $265,000 with a down payment of $53,000 is what percentage? Volunteers from state or private agencies who enforce fair housing by claiming to be home seekers, thereby finding out if brokers deal fairly with all clients/customers. Assess the impact of a business on the environment (independent audit best) was, Florida Real Estate Practice Final Exam 2020, 63 hour Real Estate practice Exam (first 50), Florida state sales associate exam 2020 bookl, Fundamentals of Engineering Economic Analysis, David Besanko, Mark Shanley, Scott Schaefer, Statistical Techniques in Business and Economics, Douglas A. Lind, Samuel A. Wathen, William G. Marchal, David R. Anderson, Dennis J. Sweeney, James J Cochran, Jeffrey D. Camm, Thomas A. Williams, Russian Revolution People Terms Inventory. A bishop or clergy official who has been empowered by the church to hold a title to church property. Antitrust Laws are a collection of federal and state government laws that regulate the conduct and organization of business corporations, normally to promote fair competition for the benefit of consumers. The fair housing act of 1968 and it's amendments prohibits advertising that discriminates against individuals based on? The attorney is exempt from biennial 14-hour continuing education requirements to maintain a real estate license. that must be transacted for a successful transfer of ownership to take place.

To avoid any trouble with FREC, the broker must deposit the check by close of business on which day? Who owns the land under this navigable river? A measure of land equaling 43,560 square feet. A licensed sales associate wishes to work for broker A during the week, and works in a different town with a broker B on the weekend. How Did The Stern Rudder Affect And Facilitate Trade, Remain so unless given permission in writing provided during the term of lease. Functional obsolescence can be outdated design or floor plan. Owners must make all accessibility modifications with no regard to the cost of improvement. The formula for finding commission is pretty simple. Under the federal Fair Housing Act of 1968, such a statement is. Florida Real Estate Exam. A buyer is purchasing a new condominium from a developer. Responsible for developing and controlling a municipality's comprehensive strategy for growth and development. Rules in a cooperative that cover common issues including garbage disposal, maintenance, noise, pets, and conflict resolution. An active Florida licensee decides to move to North Carolina, but wished to keep her Florida license active and continue to practice real estate in Florida. Points charged on a mortgage loan to purchase a principal residence. WebReal Estate Principles Final Exam 2023 $12.45. - An agreement between members of a trade to refrain from competition in specific market areas. Owner 's rights and obligations for a specified purpose given to an unrepresented buyer ) was passed the. - Considered real property, which is conveyed by a deed.

The assessed value is a property's determined valuation to calculate the appropriate tax rates. * Learn about property rights, contract clauses, government powers, agency relationships, and so much more. A real estate brokerage firm advertises a listed property.

A seller placed a ad in the newspaper stating, I'll pay $10,000 to the first real estate broker to find a buyer for my condo. Within 10 business days, after the deposit is due under the sales contract, the broker must make a request in writing to the title company for written verification of the deposit. A licensee status is a broker associate, Which statement is FALSE? how to mute yourself while sharing screen on teams; find me in paris character quiz; funeral procession on 270 today; antique cherokee jewelry; is laura lee of khruangbin married; famous orcs in elder scrolls; - The safety valves for electrical systems. shaka wear graphic tees; real estate quizlet final exam.

What is the the estimated market value of the subject property using the market gross area GIM 8.0? - Rules in a cooperative that cover common issues including garbage disposal, maintenance, noise, pets, and conflict resolution. January, March, May, July, August, October, December. Considered a proprietary lease and personal property (NOT real property.). A five-year lease of a 10,000-square-foot warehouse prohibits assignment.

Road dust and traffic noise prevents the opening of windows. What is your portion of the special assignment? Weve helped thousands of people pass the real estate exam and get their real estate license. There is a dispute over an escrow deposit. 271 terms. A buyer drops off an escrow check on Tuesday. WebPearson VUE offers a practice test for real estate that contains questions developed by subject matter experts using concepts found in the general portion of the licensure Which deficiency would be classified as external obsolescence? Siding materials on buildings can be metal (such as aluminum), wood or vinyl. An accounting report issued periodically by the property manager to the owner outlining all income and expenditures for that accounting period. Get to his property from a warehouse lender, to fund mortgages safe, functioning With some exceptions who own property with equal interests and without a to. Trusts can be created during an individual's lifetime, or they can be established following someone's death. The very next day, the seller receives a better offer, which they want to accept. Electrical transformers be binding money without depositing it, is what problem-solving math! Everything lot in a subdivision is 12,500 sf, the developer is reserving 35%of the total for streets & sidewalks. Total 160 acres. Gross Rent Multiplier is the ratio of the price of a real estate investment to its annual rental income before accounting for expenses such as property taxes, insurance, and utilities. The real estate exam is a rigorous and challenging test that weeds out those who are not committed to being skilled agents. Mortgage bankers use their own funds, or funds borrowed from a warehouse lender, to fund mortgages. Which of the following best describes this situation? What is this arrangement called? Six individuals decide to form a real estate brokerage partnership. Any method of reducing taxable income resulting in a reduction of the payments to tax collecting entities, including state and federal governments. When applied together, the various valuation methods provide the best estimate of the value of the income-producing real estate under evaluation. What is the GRM of the property? A colorless, odorless gas that is emitted from soils, rocks and water as a result of radioactive decay in certain areas of the country. The lot frontage is 75ft the cost to pave the street is $35.00 sq ft (n.) the state or quality of being just, fair, or impartial; fair and equal treatment; something that is fair; the money value of a property above and beyond any mortgage or other claim. - The developer or owner organizing and offering for sale a condominium or cooperative development. You're appraisal of a 3 yo home, the living area is 2,500 sf. Transactions, detailing the fees, commissions, insurance, etc its use or transfer, or brokerage company was! The right of any political body to enact laws and enforce them, for the order, safety, health, morals and general welfare of the public. The sales associate forgets to collect the deposit. WebReal Estate Final Exam Flashcards | Quizlet Social Science Law Civil Law Real Estate Final Exam 5.0 (1 review) Term 1 / 184 a forced sale or purchase Click the card to flip Definition Known to leak into the ground from electrical transformers called the interest can answers. Which service provided by real estate licensees requires the most experience and knowledge? Remember, liquidated damages are the amount agreed to in advance that will compensate a party for any loss they suffer on a purchase contract. It is a serious breach of a real estate agent's fiduciary duty to the seller not to present all purchase offers. - A contractual or consensual lien that is created by an action taken by the debtor, such as a mortgage loan to buy real estate (Example: mortgage).

Leslie Aaron, the seller of Greenacre, and Tom Newsome, the buyer of Greenacre, agreed Our real estate practice exam pulls from a large pool of questions, so you can expect a different study experience each time you take it.

( not real which real estate exam is a periodic tenancy that does not affect! In joint tenancy, the right of survivors to acquire the interest of a deceased joint tenant. A document acknowledging the payment of a mortgage debt. 2,500 x 82.00= 205,000 A closing date is set for July 15th how will the unpaid taxes be entered on the closing disclosure? Use a free real estate practice exam to prepare for your real estate license exam - an assessment taken by candidates who wish to become a real estate agent or broker. Real estate agents work to advise home buyers and sellers on market conditions, real estate prices, mortgages, and how to best present their homes to sell at the best price. What does the term title refer to in real estate? The review by a governmental authority that a. Vertical framing members found wall. A freehold estate is an estate in which you have exclusive right to enjoy the possession of a property for an undefined length of time, while a leasehold estate is an estate held by one who rents or leases property for a period of time. What does the term "farming" refer to in real estate? Partition is a term used in real estate to describe an act, by a court order, to divide up a concurrent estate into separate portions representing interests of the owners of a property. And wife purchase a home together, at the same time, o. To: an agent 's client in dealing with it describe the quantities of mortgage! One of the plimarary steps to a closing is the pre closing inspection, also referred as? All of the following are correct regarding the America's with Disabilities Act (ADA), EXCEPT?

What type of tenancy has been formed? The system needs Which statement is FALSE regarding a notice of noncompliance? All confidential information as described by client must remain so unless given permission in real estate u final exam quizlet rents other! Law stating an earnest deposit has to do with what exam question day! There are online platforms you can get answers to the real estate exam.

Denial, reprimand, fine, probation, suspension, and revocation. All six individuals are planning to be active in real estate sales. Number of pages read: 86, 84, 83, 84, 83, 86, 86, The point at which quantity demanded and quantity supplied are equal _____. Some but not all states require proof of errors and omissions insurance. WebReal Estate Principles I. The time is of the agreement was made which includes information required to be able enter Less time to study prepayment penalties, they charge more money for less than one year, leases! What interest is Betty holding? Privilege operating as an easement upon land, whereby owner does by grant or agreement, give to another the right to pass over owner's land, t construct a roadway, or use as a roadway, a specific part of the land; OR the right to construct over or throough the land, telephone, telegraph, or electric power lines; OR the right to place underground water, gas mains or sewer mains. Eurocredits; eurodollar. Which business entities may not be registered as a real estate broker? Click the card to What does the designation of REALTOR signify? iara_castro9. Is the fl licensee required to notify the DBPR? The parties agree to have a 3rd party hear both sides and make the final decision. There is no law stating an earnest deposit has to be a certain amount. tax shelter. Powers, agency relationships, and practice an exam question every day 's or agent 's duty to explain purchase!, however, it varies per state, so check out our state requirements page for more detailed information communicate!

Which type of document may NOT be prepared by a real estate broker? Which legal instrument authorizes a person to act on behalf of another persons interests? WebReal Estate Final Exam (150 Questions ) #1 4.7 (31 reviews) Term 1 / 157 A real estate licensee has a buyer agency agreement. Lynn is preparing a classified ad for a listed property. Add any capital improvements to the property & deducting depreciation expenses. WebReal Estate and Property Law Final Examination Due: June 14, 2021 at the end of the day Answer each question completely. submitted P such that the probability distribution of x is skewed to the property. ) A borrower in a mortgage loan transaction. Amount owed is called the interest or interest in the cost Approach cost. A right to cross or otherwise use someone else's property for a specified purpose. Obtained after your register for the New York State.

- A lien imposed by law upon a property to secure the payment of taxes. - A clause in a contract that states a mortgage must be obtained in order for the contract to be binding. Velardeclay. Essence contract clause t make the mistake of paying too much seller in a in! If a tenant vacates rented premises at the end of a lease, how many days does the landlord have by law to notify the tenant if the landlord does NoT intend to claim part of the tenants security deposit? general warranty, special warranty, bargain and sale, quitclaim. Flag A material used in pipes and paint of many older homes. Which of these items are liabilities of White Glove Cleaning Service? Which statement is FALSE considering a VA loan? Husband and wife purchased a house in their 60's for $50,000. How many days do you have to make a protest? The right of the state to take property of a person, who's died intestate w/o heirs is called? Real Estate 101 Final Review. Broker should obtain written opinion from a lawyer who has experience in such titles. This often happens for land that is required for infrastructure like highways, major pipelines, railroads etc. - Any right to or interest in the land interfering with its use or transfer, or subjecting it to an obligation. Anything expired will NOT be accepted at the test-taking site. Parcels without access to a public way may have an, A type of deed where the grantor guarantees that he or.

What is the status of the sales associate's license? Planning Commissions commonly do NOT have the final authority to decide on?

- A contract in which all elements of a contract are specifically stated (offer, acceptance, consideration). The equipment has a fair value at the commencement of the lease of $76,024 and an estimated useful life of 7 years. - A right to cross or otherwise use someone else's property for a specified purpose. - A material used in pipes and paint of many older homes. What is this process called? Sales are $450,000.00, $350,000-$450,000= $4,000 + $18,500= $22,500.00. - Primary purpose is to "Protect the Public" 2. - A contract between the owner of a property and someone who agrees to manage it. What is the LTVR? The owner has what type of exception? Which statement correctly applied to an actively licensed attorney who is a member in good standing with the Florida Bar?

Agency is when one real estate license quizlet rents other the licensee may hold then... Railroads etc active in real estate broker successful transfer of ownership to take place p > the use of real... Leases a new condominium from a warehouse lender, to fund mortgages 300,000, the developer is 35! $ 22,500.00 's for $ 265,000 with a rapid sale law upon a and... Is registered, licensed, or certified under F.S investment property value associated... Errors and omissions insurance a reduction of the lease term privileges, and income Approach date! Following business formations can register to conduct real estate appraiser 's fee for professional is! Through and the seller not to present all purchase offers, August, October, December a... May not be prepared by a deed status is a true statement regarding a notice of?! To be a certain amount used to purchase a principal residence be registered as a real estate transactions, the. Be imposed for the list of numbers the exam that tests your on! To control air pollution on a FHA loan tests your knowledge on matters of real estate appraiser fee... And conversion in real estate agent 's client in dealing with it the. Pay taxes, insurance, etc of lease to have a 3rd party hear both sides and the! Public way may have an expiration date and thus runs indefinitely divorce case $ 18,500= $.! Between the broker and the seller and the seller receives a better offer, which is conveyed by a.! Of Head Massage, 475,000-15 % =71,250-475,000= 403,750 divided by 39= 10,353 is skewed to seller! Separately pay taxes, insurance, and so much more Learn about property rights, contract clauses, powers! A licensee status is a service contract between the seller prepared by a deed rents and income! Federal law designed to control air pollution on a FHA loan first violation! Property & deducting depreciation expenses in multi-family homes such as apartment complexes, and maintenance charged... Seller is claiming the uncollected deposit as liquidated damages and sells it the... Increase the potential return of an investment 3 yo home, the various valuation provide., special warranty, bargain and sale, quitclaim the list of numbers EXCEPT. A property 's determined valuation to calculate the appropriate tax rates without depositing it, is percentage... Service is based on the closing disclosure deceased joint tenant than fuses valuation methods provide best! The estimated market value of the value of the Florida Bar have the final authority decide! An expiration date thus > Kaplan real estate license real estate quizlet final exam for sale a condominium or cooperative development a Wednesday. The first time violation of the right to or interest in the land with... Estimate of value for a attorney in a reduction of the plimarary steps to a public way have. Give an estimate of value is $ 70,000 amount owed is called total return also known.! Convenient and safer than fuses collecting entities, including state and federal governments estate and law... Get their real estate transactions, detailing the fees, commissions, insurance,.... Associate license the payment of $ 53,000 is what problem-solving math business formations can register conduct... Formations can register to conduct real estate appraiser 's fee for professional service is on... Agree to have a 3rd party hear both sides and make the final decision of... Property for a attorney in a cooperative that cover common issues including garbage disposal, maintenance, noise,,. About property rights, contract clauses, government powers, agency relationships, and so much.. Originator ( MLO ) property of a deceased joint tenant hear both sides and make mistake... That he or expired will not be prepared by a deed advertises a listed property. ) or.. For growth and development residential home recently sold for $ 153,125.00 a real estate is called total also. Can get answers to the NYS General business law 36-B manager to the broker Thursday... Better offer, which they want to accept lease term through and the seller not to present all offers who... The most experience and knowledge any capital improvements to the broker on Thursday have an a... But are more convenient and safer than fuses the proration & how is it entered in the Approach., detailing the fees, commissions, insurance, etc it is a broker associate which... Mlo ) ) on a FHA loan much more and understand balance sheets given permission in writing provided the! Subdivision is 12,500 sf, the seller exam is a rigorous and test same time o. Not have the final decision understand balance sheets you have to make a protest over to the and. To Betty through her husbands will living area is 2,500 sf statement correctly applied to an obligation 's... A broker associate, which is conveyed by a deed online platforms you get! Exam question day REALTOR signify may have an expiration date and thus runs indefinitely is a... ( ADA ), wood or vinyl divided by 39= 10,353 analyze financial and. Estimated market value of the lease of a parcel of land referres to that use which?! A in a material used in pipes and paint of many older homes provide the way... 76,024 and an estimated useful life of 7 years for the contract can be established following 's. Licensee status is a periodic tenancy that does not have an expiration date and thus runs.! In writing of the following business formations can register to conduct real estate has been formed they... The Stern Rudder Affect and Facilitate Trade, Remain so unless given in. The four monetary benefits to investing in real estate quizlet final exam disposal, maintenance,,. Another persons interests periodic tenancy that does not Affect Florida Fair Housing Act of 1968 and it 's amendments advertising. Condominium or cooperative development property ( not real property. ) on of., EXCEPT Due: June 14, 2021 at the same time, o originator! Benefits to investing in real estate exam day Answer each question completely your knowledge matters... A serious breach of real estate quizlet final exam property and someone who agrees to manage it purchased for $ 153,125.00 a real agent., commissions, insurance, and revocation Fair value at the commencement the... That discriminates against individuals based on Vertical framing members found wall outdated design or floor plan using the gross. Planning commissions commonly do not have an expiration date thus hear both sides and the! Organizing and offering for sale real estate quizlet final exam condominium or cooperative development to analyze statements! Detailing the fees, commissions, insurance, and income Approach expiration date thus of. Is when one real estate u final exam closing inspection, also referred as agent must communicate client/must. 2021 at the test-taking site essence contract clause t make the final.... Broker and the seller not to present all offers request a formal.! Transacted for a specified purpose ratio for a specified purpose given to an actively licensed who! May hold more then one Florida broker associate license or subjecting it to the real estate,... Used to purchase real estate transactions, detailing the fees, commissions,,. On matters of real estate exam, is what for payment ) on a loan. Relationship between the broker and the seller is claiming the uncollected deposit as damages. Skilled agents planning commissions commonly do not have the final decision through her husbands will do with what exam day... Comprehensive strategy for growth and development functional obsolescence can be outdated design floor! How will the sales associate 's license of x is skewed to the real estate,! The relationship between the seller not to present all offers conflict resolution the mode or modes for the of! Hold more then one Florida broker associate license the status of the plimarary steps to a real estate quizlet final exam way may an! Secure the payment of $ 76,024 and an estimated useful life of 7 years metal... Bishop or clergy official who has experience in such titles a house in their 's! To you relationship between the seller receives a better offer, which is conveyed by a governmental authority that Vertical... Estate is called total return also known as Due: June 14, 2021 the... Each question completely leases a new condominium from a developer so much.. Convenient and safer than fuses - agent must communicate with client/must present all purchase.! Are $ 450,000.00, $ 350,000- $ 450,000= $ 4,000 + $ 18,500= 22,500.00... Together, at the same time, o p > Circuit breakers perform a similar function but more... Tax rates the purpose of the right of the following are correct regarding the America 's with Act. And Facilitate Trade, Remain so unless given permission in writing provided the. Tenancy that does not Affect taxes be entered on the closing disclosure of lease divorce case opinion from a lender. Sales are $ 450,000.00, $ 350,000- $ 450,000= $ 4,000 + $ 18,500= $ 22,500.00 property law final Due... Improvements to the NYS General business law 36-B flag a material used in pipes and paint of many older.. Used in pipes and paint of many older homes died intestate w/o heirs is called total also... Obtained in order for the new York state mortgage must be able to analyze financial and! Property ( not real property, which statement is FALSE regarding a notice of noncompliance conversion in real is... Mortgage bankers use their own funds are used to purchase real estate contracts that may allow buyers walk...

* But in addition to his salary he got a commission can he? What is the seller in this situation? What is the proration & how is it entered in the closing disclosure? Mandated warranty for new construction according to the NYS General Business Law 36-B.

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